GST, the right way
3% on the whole value, including wastage and making. Not 3% on gold plus 5% on making.
Check the jeweller’s bill before you pay.
Type the weight, your rate, wastage, making and stones. Bangaru Bill shows the GST (3% on the whole bill), the total, and how much of what you pay is not gold. Add old gold. Compare two shops.
Where the money goes
A 22K necklace, 20 g, wastage 8%, making ₹300 a gram, rate ₹13,500 a gram.
You pay 13.5% over the gold value
GST is 3% on the whole value: gold, wastage and making together.
The jeweller’s bill for the same piece says ₹3,07,080.
₹552 more than the app works out. Is 5% GST charged on the making?
The bars show only the part above the gold value, so the gap can be seen.
Rules last reviewed 20 October 2026. GST is 3% on the whole value, per the CBIC FAQ (Q7).
Everything a jewellery bill mixes into one slip, in the order the bill adds it up.
3% on the whole value, including wastage and making. Not 3% on gold plus 5% on making.
Wastage or VA in percent. Making in percent, rupees a gram or a flat amount. Stones taken off the weight and charged on their own line.
Weight, tested purity and the shop’s deduction give the credit. See what is left to pay, with GST on the full bill or after the credit.
Same piece, two quotes. Quote A is ₹1,58,517 and quote B is ₹1,51,997, so B is ₹6,520 cheaper, and the app shows why.
Labour with 5% GST if the goldsmith is registered, and the gold the goldsmith keeps (తరుగు) shown in grams and rupees.
What the hallmark on the piece and the bill must show, with a link to the BIS CARE app to check a HUID. Bangaru Bill does not look up a HUID itself.
Many websites, banks and apps say to charge 3% on the gold and 5% on the making. The CBIC FAQ says GST on jewellery is 3% of the total value, whether or not the making charge is shown separately. On the necklace above, the other method adds ₹552.
See the rule and its sourceYou have the slip in your hand. Check it at home before you pay.
Rates, wastage and making differ. See which is cheaper and where the difference comes from.
See what the old gold is worth after tested purity and the deduction, and what is left to pay.
It does not show live gold rates, sell or buy gold, give loans or look up a HUID. It does not read your bill from a photo. It checks the arithmetic of a bill you type. It cannot say whether a rate, a wastage or a making charge is fair for your town.
There is no server and no account. One Google AdMob banner collects some device data.
Read the privacy policyThe jeweller’s printed bill is the legal document. Bangaru Bill is not a government app, and it is not affiliated with BIS, CBIC or any jeweller.
Read the disclaimer