Disclaimer
An estimate, not the bill
Bangaru Bill gives an estimate to help you check a bill. The jeweller’s printed bill is the legal document. The app does not replace it, and it is not tax, legal or investment advice.
Not a government app
Bangaru Bill is not a government app. It is not affiliated with BIS, CBIC, the GST Council or any government body, and it uses no government emblem, logo or hallmark symbol. Where a rule comes from a government page, we link to that page.
Not affiliated with any jeweller
Bangaru Bill is not affiliated with any jeweller, brand or goldsmith. It does not rate or review shops. It cannot tell you whether a rate, a wastage or a making charge is fair.
We do not sell gold
Sangachadwam does not sell, buy, store or invest in gold, and gives no loans. The app has no “buy gold” button and no link to a seller.
Verify at the source
Before you act on a figure, check it with your jeweller’s printed bill and the sources linked on the page below. To check a HUID, use the BIS CARE app.
Your rate, your figures
The app uses the gold rate you type. It never fetches a rate. If the rate you typed is wrong or out of date, the result is wrong.
What the result leaves out
The result covers GST at 3% on jewellery, wastage, making, stones, old-gold exchange and goldsmith job work, as the page below explains. It leaves out silver and platinum, repairs to your own jewellery, loose diamonds or stones bought on their own (they are taxed at other rates), and income-tax rules such as PAN and cash limits, which the app shows only as notes. Points where practice varies or no ruling exists, such as GST on exchange, are marked in the app.
Rules can change
GST and hallmarking rules change from time to time. Bangaru Bill states the date its rules were last reviewed. A change after that date is not in the app until we ship an update.
Your responsibility
You are responsible for what you pay and for how you use the figures.
Accuracy
Every calculation in the app is tested against worked cases that we checked by hand against the rules. Even so, we cannot promise that the app is free of mistakes. If you find one, please tell us.